Membership is open and limited to people living, working, worshipping, owning property, or attending an educational institution in the Michigan Counties of Alpena, Cheboygan, Emmet or Presque Isle; employees of Calcite CU, immediate families of these listed; a spouse of a deceased member if accepted prior to remarriage; and any legal entity that is comprised for the most part of the same general group as the membership outlined above.

You can open your account and
start enjoying the benefits with as little as $5.

Check out our Youtube Channel!

Proud Sponsor of the Communities We Serve: Rogers City Chamber of Commerce, Posen Chamber of Commerce, The Petoskey Chamber, Mackinaw City Chamber of Commerce, Heritage Route 23


From first to forever, we’ll get you home without the hassle.

We can help you get the best deal on a mortgage. Contact a personal loan officer today to learn more.



Loans to fit your needs

New or used, finance or refinance your loan at an affordable rate. We offer everything from auto, home, and personal loans and will help you choose the right one for you.



As convenient as money in
your pocket!

MasterCard® Debit and Visa Credit Cards
Your Alternative to Cash and Accepted Worldwide.

Credit Union employees standing in front of Calcite CU Adopt-A-Highway Sign

Calcite CU Local Roots

Learn more about your community credit union.

Smiling businessman looking at each other and shaking hands with new partner


Special offers for our members are available thanks to our trusted partnerships!

Convenient Calcite ATM

Locations & ATMs

Nearly 30,000 ATMs available across the US …

Man filling a loan application online

How To Videos

Stumped on how to use our Mobile App or Online Banking? Our How To Videos are here to help!

Have A Question? ASK OUR EXPERTS.

“I can’t believe this! I was struggling with my online account and decided to take my laptop into the credit union for help. We tried different things but we couldn’t solve the issue. Then out of nowhere, one of the team members offered to follow me home on her lunch break, get everything set-up in my house then we could troubleshoot the issue. I got my online account set-up and Calcite has a member for life. Who does this any more!!!!”

Happy Customer