Importance of Financial Health and 5 Ways to Improve it

A lot of people take it for granted but financial health is an important part of one’s well-being. Being financially well doesn’t equate to one’s ability to afford a luxury vacation or purchase something at a hefty price. It’s more of your ability to develop a healthy relationship with money so that you [...]

6 Reasons to Switch to Credit Union Credit Cards

Credit unions and banks are both financial institutions that function similarly in several ways. Both cater to savings and checking accounts and offer loans and credit card services. However, if there’s one thing that sets them apart, it’s the fact that credit unions are nonprofit organizations. And because they are nonprofit, they generally [...]

How Much of your Income Percentage Should You Save Each Month

How much of your income should you set aside for savings each month? The simple answer is as much as you can. Each person earns differently each month and with different financial obligations. The rule of thumb is to save 20% of your monthly income, for which 12-15% should go to your retirement [...]