Looking for help managing your investments from someone you can trust?
With exceptional service and advice from people you know at a financial institution you trust, reaching your financial goals has never been simpler or easier. Investment services that seek to provide tax advantages, income or growth are available to Calcite Credit Union members through Heber Fuger Wendin (HFW).
If you are looking to build a nest egg for retirement, college or just general investing, Gary Altman is an Investment Advisor Representative with HFW who is available to work with CCU members at any CCU location. He provides personalized service that is geared to what is in your best interest. Gary does not work on a commission-based fee structure and looks for low cost investments to try to limit any additional costs.
Benefits to CCU members:
- Customized Investment Advice
- Very Competitive Fees
- Personal Relationship
- Access to Accounts 24/7
- Security and Experience
Accounts and investments are held and safeguarded by Charles Schwab & Co. We provide access to CDs, bonds, equities, mutual funds and other investment options based on the members profile and investment needs.
Advisors Ready to Get You Started
Gary Altman has 28 years of experience in the credit union industry. He also holds an Associate of Arts degrees in Accounting and Banking & Finance from Northwood institute. Gary is an Investment Advisor Representative for Heber Fuger Wendin Inc. with a Series 65 license and is committed to finding investment solutions for each member.
Heber Fuger Wendin is an independent, fee-only financial advisor and investment counsel firm established in 1934. As a fee only Registered Investment Adviser, they take no commissions which allows them to provide more independent and objective advice for clients. HFW is a fiduciary, not a broker, which means they place clients’ interest first — ahead of their own.
Contact Gary at Galtman@hfw1.com or 989-734-8198 to see how he can get your investments working for you.
Securities, investment products or advisory services purchased, sold or received by Members in connection with the investment advisory services of HFW: (i) are not deposits or any other type of obligation of, and are not guaranteed by, Calcite Credit Union or HFW; (ii) are not insured by the NCUA or any other federal or state deposit guarantee fund relating to financial institutions; (iii) involve investment risk, including the possible loss of principal; (iv) are services offered by HFW and not Calcite Credit Union; and (v) are being offered by a dual or shared employee (Gary Altman) who may accept deposits on behalf of Calcite Credit Union and who also provides investment advisory services as a representative of HFW. The investment advisory services are provided by HFW and not by Calcite Credit Union. HFW is a Registered Investment Adviser and Members will be dealing solely with HFW in connection with the investment advisory services.
HFW is an independent registered investment advisor and is not affiliated with Calcite Credit Union.