Credit cards don’t have to be stressful. Especially when they come with low interest rates and top-notch security. We’re here to help you get the card that’s right for you based on how you’ll use it.

Working with Calcite CU to secure a credit card offers a wide range of benefits:

  • New members get 2.99% interest for 9 months
  • Specials throughout the year with extra savings   
  • ScoreCard® Rewards program
  • Low fixed rates (9.5 – 11% Annual Percentage Rate)
  • Credit card program in house – manage all accounts in one place / pay or draw on it online
  • Flexibility with Lines of credit based on your needs

Visa Classic

Applications are available at both locations, and payments can be made at all locations.  The fixed rate is 11.0% and applies to both purchases and cash advances. 25 day grace period, $25.00 late fee, $25.00 NSF fee. No Annual Fee. Payments can be made at both locations. With our ScoreCard RewardsTM you will receive 1 point for every dollar spent.

  • Low, competitive rates
  • No annual fee
  • No penaly rate – we won’t raise your rates if you miss a payment
  • Easy-to-understand terms
  • Free Reward Points Program
  • Purchase Alerts
Read our Disclosure
Apply for a VISA
Limit Increase Form

Visa Platinum

Applications are available at both locations, and payments can be made at all locations. The fixed rate is 9.5% and applies to both purchases and cash advances. 25 day grace period, $25.00 late fee, $25.00 NSF fee. No Annual Fee. Payments can be made at both locations. With our ScoreCard RewardsTM you will receive 1 point for every dollar spent.

  • Low, competitive rates
  • No annual fee
  • No penaly rate – we won’t raise your rates if you miss a payment
  • Easy-to-understand terms
  • Free Reward Points Program
  • Purchase Alerts
Read our Disclosure
Apply for a VISA
Limit Increase Form

Master Money Debit Cards

MasterCard® Debit Card gives you instant access to the funds in your checking account. With MasterCard’s worldwide acceptance and access to over 30,000 surcharge-free ATMs, you’ll have access to your money anytime, anywhere. Whether you are on the go or shopping online, enjoy the convenience of a card with MasterCard Secure Code with no usage fees. Allows you to make purchases at any MasterCard merchant without writing a check. Great for traveling.  Also gives you 24-hour access to your accounts. With our ScoreCard® Rewards, you will receive 1 point for every $3 spent using a signature based transaction.

ScoreCard® Rewards

Calcite CU partners with many different organizations to provide benefits to you, our members. Find a variety of discounts and special offers! With our ScoreCard® Rewards, you will receive 1 point for every $3 spent using a signature-based transaction. This program is available with our Debit and Credit Cards.

Find Your Rewards