Share Draft Accounts (Checking)

Even though people rarely write checks anymore, you still need a personal checking account. You just need one that’s evolved with the times. And ours certainly has. It has all the features you’re looking for like MasterCard® Debit Cards, Online and Mobile Banking and automatic Overdraft Protection from your Savings. And get this: they’re absolutely free.

Enjoy ultimate flexibility and peace of mind:

  • No monthly maintenance fees.
  • No minimum or maximum balance requirement.
  • Free checking
  • 24-hour Access/Night Deposit
  • ATM – no surcharge

Share Accounts (Savings)

No matter what you’re saving for, Calcite Credit Union makes it simple. All you need to open a Personal Savings Account is a $5 deposit, and you’ll immediately start earning competitive dividends, which are paid out monthly. And once you’re a member, you’re a member for life, regardless of whether you move, change jobs or retire.

Membership Account. A minimum of $5 is required.

Special Savings Account (Tiered Rates)

Side Savings Accounts

These are available in addition to your regular savings to save for something special (Christmas, Vacations, Taxes).

Share Certificates

Rates can change on a weekly basis. Minimum balance of $1,000. (Available in 6 month / 1 year / 2 year / 3 year)

Debt Consolidation Loans

If you’re struggling with debt – as many consumers are – you may be looking for a way to pay off your bills and get back on track financially. Debt consolidation loans for bad credit profiles are one way to get out of debt.. Before you go down the wrong road, take some time to realize there are choices for you, regardless of your credit history and financial situation. We want to help and will take a look at the whole picture – not just bad credit or other issues.

Our team was able to help a member go from spending $500 a month in payments down to $325. This involved taking a thorough look at all of the debt and finding the lowest interest rates across the board.

  • Fixed rates as low at 9.99%
  • $20,000 maximum loan
  • Helps you pay off your debt quicker and get on firm financial ground sooner
  • Trained team members to work with you and your debt

Share Secured

Need to make some repairs on your car or pay educational expenses? Trying to build your credit? Share Loans from Calcite CU can help you. These loans use the funds you have accumulated in your Share Savings account as collateral.

You still make your monthly payments to demonstrate good payment history, bringing your credit score up. You put the money you can spend into a savings account and draw your payments. It is that easy.

  • Lower interest rates
  • Loan can be set up in minutes at any financial center
  • Offered as a Visa credit card, share savings account or miscellaneous secured loan

Money Market Account

Money Market Account (MMA) is a savings account that usually earns a higher amount of interest than a basic savings account. With Calcite CU, if you put over $15,000 into this account, you’ll get a higher interest rate with no restrictions. And, you’ll have access to your money at any time. Learn more about the benefits of a Money Market Account!  

Wire Transfer

For complete details on our wire transfer details, please review all of the documents below. They are all required to complete a wired transaction.

Wire Out Agreement Wire Out Request Wire In Instructions

Direct Deposit

Direct Deposit Form