EXTRA SERVICES

The more products you have with Calcite Credit Union, the more rewards you’ll discover through our Companion Program. Calcite CU would like to reward members who are loyal and use the various services of the credit union.

Our rewards program is simple: You choose your reward level by how many products and services you have with us. The more services you have with us, the more points you earn and the more benefits you receive! As your relationship with us grows, your benefits grow, and so does the entire credit union!

 

Share Draft Accounts (Checking)

Even though people rarely write checks anymore, you still need a personal checking account. You just need one that’s evolved with the times. And ours certainly has. It has all the features you’re looking for like MasterCard® Debit Cards, Online and Mobile Banking and automatic Overdraft Protection from your Savings. And get this: they’re absolutely free.

Enjoy ultimate flexibility and peace of mind:

  • No monthly maintenance fees.
  • No minimum or maximum balance requirement.
  • Free checking
  • 24-hour Access/Night Deposit
  • ATM – no surcharge

 

Share Accounts (Savings)

No matter what you’re saving for, Calcite Credit Union makes it simple. All you need to open a Personal Savings Account is a $5 deposit, and you’ll immediately start earning competitive dividends, which are paid out monthly. And once you’re a member, you’re a member for life, regardless of whether you move, change jobs or retire.

Membership Account. A minimum of $5 is required.

Special Savings Account (Tiered Rates)


Side Savings Accounts

These are available in addition to your regular savings to save for something special (Christmas, Vacations, Taxes).


Share Certificates

Rates can change on a weekly basis. Minimum balance of $1,000. (Available in 6 month / 1 year / 2 year / 3 year)

 

Debt Consolidation Loans

Calcite CU’s debt consolidation loan is a great product for that responsible borrower looking for a fixed, low rate loan, with an affordable payment that comes with the added value of credit advisement for your future.  Calcite CU wants to assist you through debt consolidation by taking a look at your credit picture and helping you find that perfect balance of saving and spending affordably. 

Consolidation loans are not for everyone but can be very helpful in the right situation.  Our trained lending staff has been certified by CUNA as credit counselors and has that added knowledge to assist our members with every aspect of responsible lending and borrowing.

 

Share Secured

Need to make some repairs on your car or pay educational expenses? Trying to build your credit? Share Loans from Calcite CU can help you. These loans use the funds you have accumulated in your Share Savings account as collateral.

You still make your monthly payments to demonstrate good payment history, bringing your credit score up. You put the money you can spend into a savings account and draw your payments. It is that easy.

  • Lower interest rates
  • Loan can be set up in minutes at any financial center
  • Offered as a Visa credit card, share savings account or miscellaneous secured loan

Wire Transfer

For complete details on our wire transfer details, please review all of the documents below. They are all required to complete a wired transaction.

Wire Out Agreement

Wire Out Request

Wire In Instructions