Calcite Credit Union Savings Rates | Loan Rates

Calcite Credit Union Savings Rates and Loan Rates

Savings Rates - Effective Monday, July 1, 2013
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.150%$5.00$5.00
SHARE DRAFT ACCT0.000%$0.00$0.00
SPECIAL ACCT0.150%$5.00$5.00
SPECIAL ACCT0.300%$5.00$15,000.01
SIDE SHARE ACCT0.150%$5.00$5.00
CHRISTMAS CLUB0.150%$5.00$5.00
TRAD IRA SHARE ACCT1.260%$0.00$0.00
ROTH IRA SHARE ACCT1.260%$0.00$0.00
EDUCATION IRA1.260%$0.00$0.00

APY= Annual Percentage Yield.  Fees may reduce interest earnings.  For a complete fee schedule, click here.

Loan Rates - Effective Thursday, June 29, 2017
Loan TypeRates as low asTerms/Information
New Vehicle 0 - 60 Months2.990%Rates as low as 2.99% APR based on credit performance & term
New Vehicle 61 - 84 Months3.500%Rates as low as 3.50% APR based on credit performance & term
Used Vehicle 0-60 Months2.990%Rates as low as 2.99% APR based on credit performance & term
Used Vehicle 61-84 months3.500%Rates as low as 3.50% APR based on credit performance & term
New Rec Vehicle 0-60 months3.990%Rates As Low As 3.99% APR based on credit performance & term
New Rec Vehicles 61-120 months4.990%Rates as low as 4.99% APR based on credit performance & term
Used Rec Vehicle 0-60 months3.990%Rates as low as 3.99% APR based on credit performance & term
Used Rec Vehicle 61-120 months4.990%Rates as low as 4.99% APR based on credit performance & term
Line of Credit9.000%Rates as low as 9.00% APR based on credit performance
CONSOLIDATION LN SECURED9.990%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
CONSOLIDATION LN UNSECURED9.990%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
Visa Classic11.000%Earn rewards on your Calcite Visa; low rate of 11.0% APR
Visa Platinum9.500%EARN REWARDS ON YOUR PLATINUM VISA; LOW RATE OF 9.5% APR

Certificate Rates - Effective Thursday, June 29, 2017
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.300%$1,000.00
1 YEAR CERTIFICATE0.500%$1,000.00
2 YEAR CERTIFICATE0.750%$1,000.00
3 YEAR CERTIFICATE1.000%$1,000.00
1 YR IRA CERTIFICATE0.500%$1,000.00
2 YR IRA CERTIFICATE0.750%$1,000.00
3 YR IRA CERTIFICATE1.000%$1,000.00

APY= Annual Percentage Yield.  Early Withdrawal Penalty:  Lesser of earnings or 180 days interest.  Rates are subject to change without notice.  Fees may reduce interest earnings.  For a complete fee schedule, click here.

Loan Calculator

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Results

Instructions

  • Type in the purchase price, number of payments (months), and annual percentage rate into the corresponding form fields.
  • Click on the button marked Calculate.
  • Your results will appear in the Results box.

Note: This calculator is provided only to give an estimate of your loan. Your monthly payment and total amount paid may vary. Talk to your loan representative for additional details.

Amortization Calculator

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Results

Payment table will appear here.

Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.