Rate Tables

Savings Rates - Effective Thursday, July 1, 2021
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.1%$5$5
SHARE DRAFT ACCT0% $0
SPECIAL ACCT0.1%$5$5
SPECIAL ACCT0.25%$5$15000.01
SIDE SHARE ACCT0.1%$5$5
CHRISTMAS CLUB0.1%$5$5
TRAD IRA SHARE ACCT1% $0
ROTH IRA SHARE ACCT1% $0
EDUCATION IRA1% $0

APY= Annual Percentage Yield. Fees may reduce interest earnings. View our complete fee schedule.

Loan Rates - Effective Saturday, December 3, 2022
Loan TypeRates as low asTerms & Information
New Vehicle 0 - 60 Months » 4.75% 60 M Rates as low as 4.75% APR based on credit performance & term
New Vehicle 61 - 84 Months » 5.75% 72 M Rates as low as 5.75% APR based on credit performance & term
Used Vehicle 0-60 Months » 4.75% 60 M Rates as low as 4.75% APR based on credit performance & term
Used Vehicle 61-84 months » 5.75% 72 M Rates as low as 5.75% APR based on credit performance & term
New Rec Vehicle 0-60 months » 5% 60 M Rates As Low As 5.00% APR based on credit performance & term
New Rec Vehicles 61-120 months » 6% 120 M Rates as low as 6.00% APR based on credit performance & term
CLOSED UNSECURED LOAN » 9% 42 M Rates as low as 9.00% APR based on credit performance
Loan Specials » 2.99% 12 M Holiday Loan Special as low as 2.99
Used Rec Vehicle 0-60 months » 5% 84 M Rates as low as 5.00% APR based on credit performance & term
Used Rec Vehicle 61-120 months » 6% 60 M Rates as low as 6.00% APR based on credit performance & term
Line of Credit » 9% 42 M Rates as low as 9.00% APR based on credit performance
Visa Classic » 11% 36 M Earn rewards on your Calcite Visa; low rate of 11.0% APR
Visa Platinum » 9.5% 36 M EARN REWARDS ON YOUR PLATINUM VISA; LOW RATE OF 9.5% APR
CONSOLIDATION LN UNSECURED » 10.75% 84 M Rates as low as 10.75% based on credit performance
Certificate Rates - Effective Saturday, December 3, 2022
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.35%$1000
1 YEAR CERTIFICATE0.6%$1000
2 YEAR CERTIFICATE0.8%$1000
3 YEAR CERTIFICATE1%$1000
1 YR IRA CERTIFICATE1%$1000
2 YR IRA CERTIFICATE1.1%$1000
3 YR IRA CERTIFICATE1.26%$1000

APY= Annual Percentage Yield. Early Withdrawal Penalty: Lesser of earnings or 180 days interest. Rates are subject to change without notice. Fees may reduce interest earnings. View our complete fee schedule.

Calculators

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Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.