Savings Rates - Effective Thursday, July 1, 2021
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.1%$5$5
SHARE DRAFT ACCT0% $0
SPECIAL ACCT0.1%$5$5
SPECIAL ACCT0.25%$5$15000.01
SIDE SHARE ACCT0.1%$5$5
CHRISTMAS CLUB0.1%$5$5
TRAD IRA SHARE ACCT1% $0
ROTH IRA SHARE ACCT1% $0
EDUCATION IRA1% $0

APY= Annual Percentage Yield.  Fees may reduce interest earnings.  For a complete fee schedule, click here.

 

Loan Rates - Effective Wednesday, July 14, 2021
Loan TypeRates as low asTerms & Information
New Vehicle 0 - 60 Months » 2.99% 60 M Rates as low as 2.99% APR based on credit performance & term
New Vehicle 61 - 84 Months » 3.99% 72 M Rates as low as 3.99% APR based on credit performance & term
Used Vehicle 0-60 Months » 2.99% 60 M Rates as low as 2.99% APR based on credit performance & term
Used Vehicle 61-84 months » 3.99% 72 M Rates as low as 3.99% APR based on credit performance & term
New Rec Vehicle 0-60 months » 2.99% 60 M Rates As Low As 2.99% APR based on credit performance & term
New Rec Vehicles 61-120 months » 3.99% 120 M Rates as low as 3.99% APR based on credit performance & term
CLOSED UNSECURED LOAN » 9% 42 M Rates as low as 9.00% APR based on credit performance
Loan Specials » 2.99% 12 M Holiday Loan Special as low as 2.99
Used Rec Vehicle 0-60 months » 2.99% 84 M Rates as low as 2.99% APR based on credit performance & term
Used Rec Vehicle 61-120 months » 3.99% 60 M Rates as low as 3.99% APR based on credit performance & term
Line of Credit » 9% 42 M Rates as low as 9.00% APR based on credit performance
Visa Classic » 11% 36 M Earn rewards on your Calcite Visa; low rate of 11.0% APR
Visa Platinum » 9.5% 36 M EARN REWARDS ON YOUR PLATINUM VISA; LOW RATE OF 9.5% APR
CONSOLIDATION LN UNSECURED » 9.99% 84 M Rates as low as 9.99% based on credit performance

 

Certificate Rates - Effective Wednesday, July 14, 2021
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.25%$1000
1 YEAR CERTIFICATE0.35%$1000
2 YEAR CERTIFICATE0.45%$1000
3 YEAR CERTIFICATE0.55%$1000
1 YR IRA CERTIFICATE1%$1000
2 YR IRA CERTIFICATE1.1%$1000
3 YR IRA CERTIFICATE1.26%$1000

APY= Annual Percentage Yield.  Early Withdrawal Penalty:  Lesser of earnings or 180 days interest.  Rates are subject to change without notice.  Fees may reduce interest earnings.  For a complete fee schedule, click here.

 

Calculators

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Amortization Calculator

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Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.