Rate Tables
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| REGULAR SHARES | 0.1% | $5 | $5 |
| SHARE DRAFT ACCT | 0% | $0 | |
| SPECIAL ACCT | 0.1% | $5 | $5 |
| SPECIAL ACCT | 0.25% | $5 | $15000.01 |
| SIDE SHARE ACCT | 0.1% | $5 | $5 |
| CHRISTMAS CLUB | 0.1% | $5 | $5 |
| TRAD IRA SHARE ACCT | 1% | $0 | |
| ROTH IRA SHARE ACCT | 1% | $0 | |
| EDUCATION IRA | 1% | $0 |
APY= Annual Percentage Yield. Fees may reduce interest earnings. View our complete fee schedule.
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| New Vehicle 0 - 60 Months » | 3.5% | Rates as low as 3.50% APR based on credit performance & term |
| New Vehicle 61 - 84 Months » | 4.5% | Rates as low as 4.50% APR based on credit performance & term |
| Used Vehicle 0-60 Months » | 3.5% | Rates as low as 3.50% APR based on credit performance & term |
| Used Vehicle 61-84 months » | 4.5% | Rates as low as 4.50% APR based on credit performance & term |
| New Rec Vehicle 0-60 months » | 4.25% | Rates As Low As 4.25% APR based on credit performance & term |
| New Rec Vehicles 61-120 months » | 5.25% | Rates as low as 5.25% APR based on credit performance & term |
| CLOSED UNSECURED LOAN » | 9% | Rates as low as 9.00% APR based on credit performance |
| Loan Specials » | 2.99% | Holiday Loan Special as low as 2.99 |
| Used Rec Vehicle 0-60 months » | 4.25% | Rates as low as 4.25% APR based on credit performance & term |
| Used Rec Vehicle 61-120 months » | 5.25% | Rates as low as 5.25% APR based on credit performance & term |
| Line of Credit » | 9% | Rates as low as 9.00% APR based on credit performance |
| Visa Classic » | 11% | Earn rewards on your Calcite Visa; low rate of 11.0% APR |
| Visa Platinum » | 9.5% | EARN REWARDS ON YOUR PLATINUM VISA; LOW RATE OF 9.5% APR |
| CONSOLIDATION LN UNSECURED » | 9.99% | Rates as low as 9.99% based on credit performance |
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CERTIFICATE | 0.25% | $1000 |
| 1 YEAR CERTIFICATE | 0.35% | $1000 |
| 2 YEAR CERTIFICATE | 0.45% | $1000 |
| 3 YEAR CERTIFICATE | 0.55% | $1000 |
| 1 YR IRA CERTIFICATE | 1% | $1000 |
| 2 YR IRA CERTIFICATE | 1.1% | $1000 |
| 3 YR IRA CERTIFICATE | 1.26% | $1000 |
APY= Annual Percentage Yield. Early Withdrawal Penalty: Lesser of earnings or 180 days interest. Rates are subject to change without notice. Fees may reduce interest earnings. View our complete fee schedule.
Calculators
Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.