Calcite Credit Union Savings Rates | Loan Rates

Calcite Credit Union Savings Rates and Loan Rates

Savings RatesEffective Monday, July 1, 2017

Account TypeAPYMinimum DepositMinimum Balance
REGULAR SHARES0.150%$5.00$5.00
SHARE DRAFT ACCT0.000%$0.00$0.00
SPECIAL ACCT0.150%$5.00$5.00
SPECIAL ACCT0.300%$5.00$15,000.01
SIDE SHARE ACCT0.150%$5.00$5.00
CHRISTMAS CLUB0.150%$5.00$5.00
TRAD IRA SHARE ACCT1.260%$0.00$0.00
ROTH IRA SHARE ACCT1.260%$0.00$0.00
EDUCATION IRA1.260%$0.00$0.00

APY= Annual Percentage Yield.  Fees may reduce interest earnings.  For a complete fee schedule, click here.

Loan Rates – Effective Wednesday, August 9, 2017

Loan TypeRates as low asTerms/Information
New Vehicle 0 - 60 Months2.990%Rates as low as 2.99% APR based on credit performance & term
New Vehicle 61 - 84 Months3.500%Rates as low as 3.50% APR based on credit performance & term
Used Vehicle 0-60 Months2.990%Rates as low as 2.99% APR based on credit performance & term
Used Vehicle 61-84 months3.500%Rates as low as 3.50% APR based on credit performance & term
New Rec Vehicle 0-60 months3.990%Rates As Low As 3.99% APR based on credit performance & term
New Rec Vehicles 61-120 months4.990%Rates as low as 4.99% APR based on credit performance & term
Used Rec Vehicle 0-60 months3.990%Rates as low as 3.99% APR based on credit performance & term
Used Rec Vehicle 61-120 months4.990%Rates as low as 4.99% APR based on credit performance & term
Line of Credit9.000%Rates as low as 9.00% APR based on credit performance
CONSOLIDATION LN SECURED9.990%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
CONSOLIDATION LN UNSECURED9.990%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
Visa Classic11.000%Earn rewards on your Calcite Visa; low rate of 11.0% APR
Visa Platinum9.500%EARN REWARDS ON YOUR PLATINUM VISA; LOW RATE OF 9.5% APR

Certificate Rates – Effective Wednesday, August 9, 2017

Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.300%$1,000.00
1 YEAR CERTIFICATE0.500%$1,000.00
2 YEAR CERTIFICATE0.750%$1,000.00
3 YEAR CERTIFICATE1.000%$1,000.00
1 YR IRA CERTIFICATE0.500%$1,000.00
2 YR IRA CERTIFICATE0.750%$1,000.00
3 YR IRA CERTIFICATE1.000%$1,000.00

APY= Annual Percentage Yield.  Early Withdrawal Penalty:  Lesser of earnings or 180 days interest.  Rates are subject to change without notice.  Fees may reduce interest earnings.  For a complete fee schedule, click here.